Ramganesh Iyer (Ram) brings over two decades of experience in financial services, spanning management consulting and entrepreneurship. In his 12 years in management consulting, Iyer most recently served as a partner at Bain & Company, where he led multiple large-scale projects in financial services for both Indian and multinational clients, as well as fintech firms. These projects included strategy development, customer-centric transformations, data & analytics assignments, and due diligence.

Prior to this, Ramganesh has been an entrepreneur, co-founding and scaling two startups in the wealth-tech space—Fisdom and PARK Financial Advisors. Ram has published multiple reports and articles on topics like personal finance, fintech, and lending.

Ram holds a Post Graduate Diploma in Management from IIM Ahmedabad (Gold Medalist) and holds a B. Tech in Electrical Engineering from IIT Bombay.

Mahindra & Mahindra Financial Services (MMFSL), a part of the Mahindra Group, is an NBFC primarily engaged in the business of financing the purchase of new and pre-owned auto and utility vehicles, tractors, cars, commercial vehicles, construction equipment, and SME financing.

The company’s consolidated net profit jumped 47.4% to Rs 917.57 crore on a 16% increase in total income to Rs 4,815.36 crore in Q3 FY25 over Q3 FY24.

Shares of Mahindra & Mahindra Financial Services shed 1.26% to Rs 289.25 on the BSE.